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What Types Of Insurance Cover HVAC Systems in QLD?

When it comes to your home or office, you want to make sure that everything is in order and in good working condition. That includes your HVAC system. If something goes wrong with it, you’ll want to know that you’re covered. So, what types of insurance cover HVAC systems in QLD? Keep reading to find out.

insurance coverage for hvac systems qld

 

For Homeowners

When it comes to protecting your home, having the right insurance policy in place is essential. But with so many different types of insurance policies available, it can be difficult to know which one is right for you. Below are your most suitable options.

 

Home Insurance

One important type of coverage to consider is home insurance. This policy protects your home and its contents in the event of a fire, burglary or other covered incident. If you’re wondering whether your HVAC system is covered by your home insurance, the answer depends on the policy you have.

 

Some policies provide coverage for appliances and systems such as HVAC units, while others do not. Therefore, it’s important to read through your policy document carefully to see what is and isn’t covered. To add more, there are different types of home insurance that you may get such as the following:

 

Building Insurance

Building insurance is the type of home insurance that can cover a home’s structure including the following permanent fixtures:

  • Roof
  • Floor
  • Walls
  • Garage
  • Cabinets
  • Air conditioning unit

 

Air conditioning units are included in the coverage of this insurance if it is damaged due to fire, flood, earthquake, storm, lightning strike, and other natural calamities. However, it’ll not cover any damages caused by an accident or wear and tear.

 

Contents Insurance

Content insurance typically covers the personal belongings in your home such as furniture, computer, TV, and other valuable possessions. This insurance can also protect against theft, loss, or damage to your personal belongings. 

 

Unfortunately, this does not include the coverage for permanent fixtures in the building such as the air conditioning unit. Only portable AC units can be covered by this insurance. 

 

If you want to take this insurance and ensure that your HVAC system is also covered, you may combine this insurance with building insurance. Make sure to contact your insurance provider to know more about this option.

 

Landlord insurance

Another type of home insurance is landlord insurance, which is a combination of the two types of home insurance above. The only difference is that this covers losses that are caused by the tenant. This means that landlords will be covered by this insurance for damages that are caused by their guests or tenants during their stay on the property.

 

For Business Owners

HVAC systems are essential parts of many businesses like restaurants, office buildings, pharmacies, etc. Therefore, if your business is one of those who greatly rely on an HVAC system for smooth business operation, make sure that you have the right insurance that can cover any unexpected damages or losses.

 

Business Insurance

Usually, business insurance covers the building structure, but not the equipment or contents inside it like the HVAC system. That being said, if your HVAC units have been flooded, you’ll be paying for their repair or replacement, not the insurance company. However, there can be some exceptions and this can still vary per insurance provider. 

 

So, make sure to talk to your business insurance provider to ensure what options they can and cannot provide you. Below are some of the common types of business insurance that may cover your HVAC systems.

 

Public Liability Insurance

Public liability insurance can protect you and your business from claims that are the result of injuries or accidents, which happened in your business place. For example, someone tripped and got hurt while they were in your office, or faulty equipment, like your HVAC system, has caused an accident to someone. Public liability insurance can cover these for you.

 

Product Liability Insurance

If you’re a business owner who either sells or manufactures a product with your company name on it, product liability insurance will be beneficial for you. 

 

Should an unfortunate event happen, like a client of yours got injured or experienced any damages from the product you sold, this insurance can save you. It’ll cover the legal fees, compensatory costs, and other fees that are associated with the event. 

 

Given this, if you sell, manufacture, or resell a product such as an HVAC system, having product liability insurance up your sleeves is a better game plan.

 

Disclaimer: The inclusions listed above are the typical general inclusions. However, insurance providers may have different policies, terms and conditions, and insurance prices. To ensure the specific details of your insurance policy, please discuss it directly with your insurance provider.

Contact A Professional to Come and Inspect The System for Damage

If your HVAC system has been flooded, it’s important to have it inspected by a professional before trying to use it again. Many things can go wrong with an HVAC system when it’s flooded. Below are some examples of it.

 

Ductwork

Duct insulation that has been flooded can be contaminated and become a breeding ground for microorganisms, which can cause health problems. That being said, flooded ductworks are not suitable for your health.

 

Gas Furnaces

Once floodwater enters an HVAC unit’s gas furnace, it’ll cause corrosion build up. This can lead to the unit’s decreased efficiency and safety issues. 

 

Air Conditioning and Heat Pump System

When an air conditioning and heat pump system gets submerged in water for a lengthy time, its electrical components will experience shortages. This makes your HVAC system unsafe to use. The floodwater may have caused various damages that you can’t see, and using the AC could make the problem worse. 


Only a licensed HVAC technician can provide you with the right assessment of your HVAC system. They have proper tools and skills that can tell whether your system can still be repaired or a replacement will be needed. Contact a local HVAC company to help in checking your flooded HVAC system for possible solutions.

 

HOW WE CAN HELP

 

Has your HVAC system been flooded?

Are you looking for the right insurance that can cover your HVAC system in QLD?

Do you want to know which type of insurance that is best suited for your safety needs?

 

Wahoo Air Conditioning can help you. Give us a call to get to know more about, how you can get your HVAC system replaced or repaired without spending from your pocket. Call 07 3889 4508 so we can further discuss your needs.

 

You may reach us via call or email to request a quote. 

What To Do If Your HVAC System Has Been Flooded?

If your home has been affected by a flood, the first order of business is to make sure that you and your family are safe. Once you have taken care of any necessary emergency steps, it’s time to assess the damage to your home, especially your HVAC system.

flooded hvac system

There’s never a good time for your HVAC system to break down, but it’s especially frustrating if it happens during a flood. Here are some tips on what to do if your HVAC system has been flooded.

Shut Off The Power to Your HVAC System

If your home was flooded, it’s important to take some safety precautions before turning on your air conditioning unit. If the power is still on, be sure to shut off the power to your HVAC system at the breaker box. This will help protect the unit from further damage. In many cases, flood damage can be repaired, but it’s important to take action quickly so that further damage isn’t done.

 

Disconnect The System from Its Electrical Supply

The next thing to do when your HVAC system has been flooded is to disconnect it from its electrical supply. This will help protect the unit against any potential damage caused by water infiltration. In addition, be sure to check the unit for any signs of damage and make necessary repairs before turning it back on.

 

Allow Your HVAC Unit to Dry Up

If your home or office has been flooded, it’s important to allow your HVAC unit to dry up completely. If the HVAC is still wet, it can cause problems like rust and mould. In extreme cases, it can even start a fire. So please take the time to let your HVAC unit dry out before using it again.

 

Clean Up Any Water or Mud that May Have Been Spilled

Mud and water can cause extensive damage to an HVAC unit if not cleaned up properly. Therefore, if you have a flooded HVAC unit, it is important to clean up any water or mud that may have been spilled. This will help avoid further damage and will ensure that your AC unit is working properly.

 

Contact A Professional to Come and Inspect The System for Damage

If your HVAC system has been flooded, it’s important to have it inspected by a professional before trying to use it again. Many things can go wrong with an HVAC system when it’s flooded. Below are some examples of it.

 

Ductwork

Duct insulation that has been flooded can be contaminated and become a breeding ground for microorganisms, which can cause health problems. That being said, flooded ductworks are not suitable for your health.

 

Gas Furnaces

Once floodwater enters an HVAC unit’s gas furnace, it’ll cause corrosion build up. This can lead to the unit’s decreased efficiency and safety issues. 

 

Air Conditioning and Heat Pump System

When an air conditioning and heat pump system gets submerged in water for a lengthy time, its electrical components will experience shortages. This makes your HVAC system unsafe to use. The floodwater may have caused various damages that you can’t see, and using the AC could make the problem worse. 


Only a licensed HVAC technician can provide you with the right assessment of your HVAC system. They have proper tools and skills that can tell whether your system can still be repaired or a replacement will be needed. Contact a local HVAC company to help in checking your flooded HVAC system for possible solutions.

 

Let Wahoo Air Conditioning Help You

 

To ensure your family and your home’s safety, we best recommend leaving your HVAC system turned off until your HVAC specialist performed a full inspection on it. Let Wahoo Air Conditioning help you in assessing your HVAC system after it’s been flooded. Our team consists of licensed HVAC technicians that can provide you with the right solution for your system.

 

You may reach us via call or email to request a quote. 

4 Reasons to Choose Daikin Air Conditioner

When the time comes to choose a new air conditioner, there are a lot of factors to consider. But if you’re looking for the best of the best, Daikin is a great option. Here are three reasons why:

1. Daikin is a global brand with a long history of quality and innovation

Daikin is a global brand that has been manufacturing quality air conditioning and heating systems for over 90 years. With a long history of innovation and quality, Daikin is a trusted brand for homeowners worldwide. Their products are feature-rich and designed to meet the needs of even the most demanding customers.

So, whether you’re looking for an energy-efficient system to save on your utility bills, or one that can handle extreme temperatures, Daikin has a product that’s perfect for you.

 

2. Daikin air conditioners are some of the most energy-efficient on the market

If you’re in the market for a new air conditioner, you may be wondering what the best option is.

When it comes to saving money on your utility bills, Daikin has the highest energy efficiency ratings of any air conditioner manufacturer. Not only will you be able to enjoy a product that saves but also provides comfort for yourself and those around him or her with different models available too. So don’t wait any longer – research Daikin air conditioners today.

 

3. Daikin offers a wide range of products to suit any need or budget

Daikin offers homeowners a wide range of products to choose from, with something to suit every need and budget. Whether you’re looking for an energy-efficient air conditioner to keep your home cool in the summer, or a heat pump to keep you warm in the winter, Daikin has you covered. And with a variety of options available, you’re sure to find the perfect product for your home. So what are you waiting for? Let’s talk about it.

 

4. Daikin has one of the most quiet and reliable aircon systems

What are the important factors you consider when choosing an air conditioning system for your home? Price, efficiency and reliability are probably at the top of the list for most homeowners. But, if you’re looking for a system that is both quiet and reliable, Daikin may be a good choice for you.

Daikin has one of the most quiet and reliable air conditioning systems on the market today. In fact, their systems are so quiet, you may not even know they’re on!

So if you’re looking for an air conditioner that will keep your home cool without making a lot of noise, Daikin is definitely worth considering.

 

What We Have To Say

Daikin has a long history of quality and innovation, with one of the most quiet and reliable aircon systems on the market. With its wide range of products to suit any need or budget, there is no better time than now to choose Daikin for your Air conditioning Unit. Contact us today.

Five Tips for Getting the Most Out of Your Air Conditioner This Winter

As winter draws near, homeowners everywhere are preparing their homes for the colder temperatures. This often includes getting your air conditioner ready for use. If you’re looking for ways to make sure your air conditioner is running at its best this winter, follow these five tips.

1. Keep the unit clean – dust and cobwebs can block airflow

One of the simplest ways to keep your AC running optimally is to keep it clean! Dusting and removing cobwebs will help airflow and keep your energy bills down. It’s an easy job that only takes a few minutes, so be sure to do it regularly.

 

2. Clean your air filter regularly

Did you know that one of the best ways to keep your air conditioning unit running smoothly is to clean the air filter regularly?

Many people don’t realise this, and as a result their air conditioning unit starts to malfunction. By cleaning the air filter regularly, you can help prevent this from happening.

In addition, cleaning the air filter can also help improve your home’s indoor air quality. So make sure to clean your ac’s air filter on a regular basis.

 

3. Keep the doors and windows closed when the AC is on

Winter is coming, and with it the cold weather. Many homeowners will be turning on their air conditioners to stay cool during the chilly months. However, it’s important to keep the doors and windows closed when the AC is on, to prevent heat from escaping your home.

 

4. Close vents in rooms you’re not using to conserve energy

One way to conserve energy during the summer is by closing vents in unused rooms. In winter, the same principle applies – close vents in rooms you’re not using to conserve energy for heating. By doing this, you can save a few dollars on your monthly energy bill. Just be sure to keep at least one door open between the heated and unheated spaces, so that the air can circulate properly.

Closing vents can also help to improve your home’s insulation, making it more comfortable to heat and cool throughout the year. Give it a try this winter.

 

5. Invest in a programmable thermostat for even more savings

If you’re looking for ways to save money on your energy bills, you should definitely consider investing in a programmable thermostat. A programmable thermostat can help you save money on your heating bill in the winter by allowing you to adjust the temperature automatically based on a schedule that you create.

In addition, many programmable thermostats also offer features that allow you to control the temperature from your smartphone or other mobile device, so you can adjust it when you’re away from home. So, installing a programmable thermostat is one of the easiest and most effective ways to reduce your energy consumption and save money on your utility bills.

 

What we have to say

Keep your air conditioner running efficiently by following these five tips. The more you take care of it, the longer it will last and the less energy it will use.

If you’re not sure how to maintain your AC unit or what type is right for you, contact us. We can help with that too.

4 Key Benefits of an Efficient Air Conditioning System in Brisbane

Living in Brisbane, we know all too well how hot and sticky summer days can be. That’s why it’s important to have an efficient air conditioning system that can keep your home cool and comfortable when the temperatures soar.

Here are four key benefits of a well-maintained air conditioning system.​

 

1. An efficient air conditioner can keep you comfortable

Whether you’re watching a movie, reading a book, working on your computer or just taking a nap, you want to be comfortable. A key part of comfort is having an efficient air conditioner. An AC unit that’s working properly will keep you cool and comfortable while using less energy. That means savings on your energy bill!

 

2. It can improve your home’s air quality

Your air conditioner is one of the most important appliances in your home. Not only does it keep you cool during the summer months, but it also plays a crucial role in maintaining your home’s air quality. An efficient AC unit can help improve your family’s health and wellbeing by keeping harmful toxins and pollutants out of your air.

An AC unit that is properly tuned can help to reduce humidity levels in your home, which can decrease the number of allergens present. It is also great in filtering particles from the air. With a good filter, it will be able to remove large particles from the air, such as dust and moulds.

 

3. It can keep your home cool and comfortable in the winter, too!

When the weather outside is frightful, staying warm and cosy inside your home is essential. Unfortunately, many homeowners rely on their air conditioners to do double-duty in the winter, cooling their homes while also trying to keep them warm. An inefficient air conditioner can actually make your home less comfortable and cost you more money in the long run. By ensuring your air conditioner is running efficiently, you can stay comfortable all winter long without breaking the bank.

 

4. An AC unit can extend the life of your furniture and other household items

Air conditioners are a necessity in many parts of the world, and for good reason – they help keep us cool and comfortable during the hot summer months. However, many people don’t realise that air conditioners can also help prolong the life of their furniture.

By keeping your home at a comfortable temperature, you’re less likely to have to turn on your heating system in the winter, which can damage your furniture over time. Additionally, air conditioners help protect against humidity, which can cause wood to warp and metal to rust.So if you’re looking for an efficient way to keep your home cool and extend the life of your furniture, consider investing in an air conditioner.

 

What we have to say

An efficient air conditioning system can have many benefits for your home. Not only does it keep you comfortable, but it also improves the air quality in your home and can even keep you warm in winter. To get the most out of your AC unit, be sure to regularly maintain it.

Should you need help with it, just send us a message. We’re happy to help.

 

5 Ways to Make Your Air Conditioning System in Brisbane Healthier

There’s no doubt that Brisbane summers can be unbearably hot! While air conditioning is a necessity for most of us during the summer, it’s important to take steps to ensure your system is as healthy as possible. Follow these five tips to make your air conditioning system healthier and enjoy cool, comfortable air all summer long.

1. Get a tune-up at the start of each cooling season

Every cooling season, homeowners should get their AC tuned-up. Here are four reasons why: 

  • A well-tuned AC will run more efficiently and use less energy, which saves you
  • money on your utility bills;
  • A tune-up helps ensure that your AC is running safely and at its peak performance, which can prolong the life of your unit; and
  • Regular maintenance can help identify minor problems before they turn into costly repairs.

So don’t wait – call an HVAC technician today to schedule your tune-up.

 

2. Clean your air filters every month

If you’re like most homeowners, you probably know that it’s important to clean your air filters every month. But do you know why?

Air filters play an important role in keeping your home’s air clean and healthy. They help keep dust, dirt, and other particles from circulating through your house. And when they’re clogged with debris, not only does it make your home less comfortable to live in, but it can also have a negative impact on your health.

So if you haven’t been cleaning your air filters every month, now is the time to start. It’s a quick and easy way to help improve the quality of the air in your home and it could also save you money on your energy bills.

 

3. Keep the area around your outdoor unit clear of debris

If you’re like most homeowners, you probably don’t give a lot of thought to the area around your air conditioning outdoor unit. But did you know that keeping it clear of debris is actually really important?

Debris can obstruct the airflow and prevent your AC from performing as efficiently as possible. It can clog up the air flow and cause your ac unit to work harder than necessary, leading to higher energy bills. It can also damage your ac unit, shortening its lifespan.

That is why keeping the area around your ac unit clear of debris is a simple way to help maintain it and keep it running efficiently.

 

4. Keep the AC unit in the shade if possible

Ideally, your AC unit should be kept in the shade if possible. Here are three reasons why:

  • It’ll keep your house cooler. The less sunlight your AC unit has to absorb, the cooler it will stay. This means you can set the thermostat a few degrees higher and still be comfortable.
  • It’ll save you money because a cooler AC unit uses less energy, which saves you money on your utility bills.
  • It’ll help extend the life of your AC unit. Excessive heat can damage an AC unit, so putting it under the shade ensures it will not be easily damaged.

 

5. Have your AC serviced at least once a year to keep it running smoothly

Your AC is a big investment, so it’s important to take care of it. By having your AC serviced at least once a year, you can ensure that it runs smoothly and efficiently all summer long. Plus, regular maintenance can help extend the life of your unit. If you’re not sure whether or not you need to service your AC, contact a trusted HVAC technician for advice.

Let’s talk.